Thursday I spent my evening not in my law school class, but in the ER where I ended up having some unexpected minor surgery. I’m healing up, though, and expect to be fully recovered soon (fingers crossed, of course). My stitches may even come out tomorrow (Monday). 

Why am I sharing this? Because things happen unexpectedly. Do you have good insurance including disability insurance? You need it, especially if you are the primary breadwinner in the family and/or have kids. You never know when something will break: your camera, your computer, some part of your body. Make sure they are all covered.

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